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Fast Flexible
Business Finance
  • Loans from $5,000
  • Easy to Apply & 24 Hour Approval
  • New Zealand’s Highly Respected SME Lender

Your Financial Solution Starts Here

Takes less than a minute.

Just tell us your contact details and how much you need. Then we’ll call you back by phone to discuss.

Our minimum criteria is way more flexible than the banks:

  • Over 9 months in business
  • $10k or more monthly sales
  • That's it!

Apply Now

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Why we are different


Fast, Flexible
& Simple

Apply online in 5 minutes and get approved in as little as 24 hours to ensure you have funds when you need them.


Clients Satisfaction
Is Our Priority

GetCapital is staffed by experienced Relationship Managers to provide you with an exceptional client experience.


Trusted & Experienced

We have been servicing the needs of New Zealanders for 20 years with our range of tailored finance solutions.

Our customer stories

Barmes Design gets off the ground

Paul Barmes dreamed of launching his business travel case and invested every last cent into the business. When the product needed some final modifications and money ran out, GetCapital stepped in to help.

Asnet Technologies goes global with a little help

Asnet Technologies had big ambitions to go global, but a big acquisition left them struggling with cashflow. GetCapital helped ease their growing pains and achieve their goals.

How it works



Complete a 5 minute, online application and provide supporting documents.



Receive a loan offer. Our Relationship Managers are available to talk you through your options.



Once you sign the Facility Agreement we will fund your business account the same day.
It’s that simple.

Well Worth It

"Very quick service. We have used them before so the process was very simple. Anyone looking for an injection of cash flow - well worth it."

Outstanding and Professional

"Outstanding and professional, the team listened to our needs and understood our problems when banks wouldn't dare go. Much appreciated and will certainly be recommended to all other business contacts."
Motor Inn

Grow and expand

"Quick, no fuss and reasonable. We have been working with GetCapital for 18 months and have enjoyed an excellent relationship during this time. The products have enabled us to grow and expand our business."
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Flexible Business

A Term Loan with a redraw option

$5,000 – $100,000

6-12 months

• Any business purpose
• Top up & early payout option

Equipment &
Vehicle Finance

Finance your purchase of equipment or vehicles

$10,000 – $250,000

Up to 60 months

• Balloon option
• Range of equipment financed