1. Privacy Act Authorisation
GetCapital New Zealand Limited / Avanti Finance Limited (hereinafter referred to as “we” and “us”) need to collect private information from you, from others and share your information with others to:
- assess your application for credit;
- help us administer any loan and/or security you have with us;
- enforce or defend our rights or collect any money owed by you;
- offer a service or market a product to you that is either our product or a product that we market or administer;
- conduct market research, where the information is combined with other information and in a form, that does not identify you;
- meet our internal operational requirements, such as for credit and risk management, system or product development and planning, insurance, audit and administrative purposes; and
- facilitate the transfer or assignment of our rights.
By signing this authority, you consent and authorise us and any referring broker or motor vehicle dealer to:
(Note: if you do not consent your application will not be able to be considered by us.)
- Provide your personal information to a credit reporter, including Equifax New Zealand Information Services and Solutions Limited or Dun & Bradstreet (New Zealand) Ltd, for identity verification, credit reporting (including for comprehensive credit reporting), monitoring services, or lodging a default on your credit file both now and in the future.
- Obtain information from, or provide personal information to, the Ministry of Justice to find out whether you have any outstanding fines.
- Obtain and access your driver licence record using NZTA’s Driver Check service both now and in the future including receiving notifications from
Driver Check if information about your driver licence changes.
- Share your driver licence information with a credit reporter and/or the Ministry of Justice. Disclosure of your driver licence number to a credit
reporter or the Ministry of Justice is voluntary so you can ask us not to disclose it in writing when you complete this authorisation.
- Make disclosure of any personal information to any third party that provides services to us including but not limited to any bank, law firm, other
professional, debt collection agency, market research firm, insurer, potential assignee, transferee or other person whom we anticipate entering into
contractual relations in connection with this loan, any third party who has or may have a financial interest in this loan, or any other person or
organisation authorised by you, who has agreed to only collect, hold, use, and share your personal information for the purposes for which it has been
given to them.
- Disclose and receive your personal information, including but not limited to details of this loan, any associated loan application, any financial dealings
you may have with us, your address, telephone number(s), the place where you work, details of your income and any convictions you may have, with
the organisations set out in this clause and in relation to the purposes described in clause 1. You have a right to ask us not to use your personal
information for the purpose of marketing or offering a service to you.
You have the right to know the agencies that may hold your personal information and a right to correct it if it is wrong. The addresses of agencies that may
hold your personal information are:
Equifax New Zealand Information Services and Solutions Limited (371729)
PO Box 912012,
Victoria St West, Auckland 1142
Dun & Bradstreet (New Zealand) Ltd
PO Box 9589,
Newmarket, Auckland 1031
2. Electronic Communications
You consent to us communicating with you electronically with respect to your application and/or loan. You also consent to us sending you marketing
material and/or messages electronically or otherwise, even after you have repaid your loan in full.
You declare and certify that you have read and understood this authorisation and the loan documentation, the information provided is true and correct in
all respects, you are not an undischarged bankrupt and you are no less than 18 years of age and that you have disclosed any other names that you are
currently known as and you aware that if you have deliberately provided false information in this application you could face fraud or dishonesty charges in
GetCapital New Zealand Limited is a subsidiary of Avanti Finance Limited. All loans are managed / serviced by Avanti Finance Limited.